Vehicle Registration and Insurance Rate Calculator

There is an additional charge for electric vehicles.
Visit Electric vehicle road-use charge for more information.

Disclaimer: This information is provided for your convenience and is not legally binding on the corporation. Please note that rates are changing on June 1, 2026. Please see the 2026 rates page for more details. The rates provided are based on criteria that you choose; registration start dates before June 1, 2026 will be current rates and start dates on or after June 1, 2026 will be the new rates. Please contact your SGI motor licence issuer or SGI to verify your insurance rates or to purchase your licence plates and insurance.

Step 1: Choose the registration start date:

Step 2: Describe the criteria of the vehicle:

Body type

Vehicle Make

Model

Year

Registration Class

Vehicle Use

You can look up the registration and insurance rates on other vehicle classes
not included in the rate calculator.

Step 3: Registration options and discounts

What is your safety rating?		Are you entitled to a farm car discount? Apply the Reduced No Fault Injury Coverage Discount?

	Registration Date:	Vehicle:
	Class:	Safety Rating:

The registration and insurance for this vehicle is per year. Based on the information you have chosen, this registration would expire on .

This annual rate reflects a discount of for your safety rating.

Monthly payments

You may pay your insurance through monthly installments using AutoPay.

We're in the process of upgrading our AutoPay system and the payment amounts provided here are calculated using our old system. Any new vehicles registered through our updated application will not require a down payment, and the annual fee plus a 4% finance fee will be split evenly over 12 months.

Select registration effective date:	AND	Monthly funds available date:

With the registration effective date you have entered and the funds available date you have chosen, you would pay a down payment of and monthly payments of . This includes PST plus a 4% finance fee. It is important to note that any change in the dates you've chosen will result in a change to these amounts.

Short-term payments

Choose your own term with shorter term by choosing one of the following options:

Registration end date:	OR	Minimum payment amount:
		(XX.XX)